Pay for surgery via a cheaper P2P loan

P2P players like Faircent, LenDenClub, i2iFunding and LoanTap say they also process medical loans faster. “It takes banks five-seven days to process a medical or personal loan. We normally process 60% of our loans the same day, and the rest by the next day, including documentation work and underwriting,” says LenDenClub CEO Bhavin Patel.

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